KCC stands for Krishi Chayan Credit, a government initiative in India aimed at providing financial support to farmers for agricultural activities. This scheme assists farmers in accessing credit facilities for sowing, harvesting, marketing, and other related expenses. KCC emphasizes empowering farmers by granting them credit based on their crops’ potential, thereby enabling them to enhance productivity and improve their livelihoods. Overall, KCC plays a vital role in boosting the agricultural sector and fostering rural development in the country.
KCC Full Form in Hindi
केसीसी का पूरा नाम “कार्यकारी सौजन्य केंद्र” होता है। “कार्यकारी सौजन्य केंद्र” भारतीय स्थलीय निकायों में एक महत्वपूर्ण संगठन है जो जिले के विकास एवं प्रशासनिक कार्यों को समर्थन प्रदान करता है। इसके तहत कई स्थानीय निकायों को संचालित किया जाता है जैसे कि नगर पालिकाएं, नगर निगम, जनपद परिषद आदि। केसीसी योजनाओं और सरकारी योजनाओं की अनुपालन और निर्देशन करके स्रोतों के प्राप्ति, वित्तीय प्रबंधन, मानव संसाधन प्रबंधन, विकास कार्यों का प्रबंधन आदि पर नियंत्रण रखता है। केसीसी भूमिगत संपदा नियंत्रण, नगरीय योजनाएं, स्वास्थ्य, शिक्षा, पर्यावरण, नगरीकरण, प्रशासन व्यवस्था, नागरिक सुविधाएं आदि के संबंध में भुमिहीन संप्रदायों के विकास की जिम्मेदारी संभालता है।
KCC Full Form in English
KCC stands for Krishi (agriculture) Credit Card. It is a credit scheme introduced by the Government of India to provide financial assistance to farmers. The KCC scheme was launched in 1998-99 by the Reserve Bank of India (RBI) in collaboration with the National Bank for Agriculture and Rural Development (NABARD).
The KCC scheme aims to enable farmers to easily access credit for their agricultural and allied activities. It provides them with a revolving line of credit that can be used for various purposes such as crop production, post-harvest activities, marketing, maintenance of farm assets, and working capital requirements for agriculture and allied activities.
Under the KCC scheme, farmers are issued a credit card that functions like a regular debit card. This card is linked to their KCC account, which is maintained by the bank. Farmers can withdraw money from their account as per their requirement, up to the sanctioned limit. The interest rate for KCC loans is lower compared to other agricultural loans, encouraging more farmers to avail of this facility.
The KCC scheme has several benefits for farmers. It helps them in timely availability of credit, eliminates the need for multiple loan applications, reduces the burden of paperwork, and provides flexibility in loan repayment. It also provides insurance coverage to farmers against natural calamities, ensuring their financial security.
Furthermore, the KCC scheme promotes financial inclusion by allowing small and marginalized farmers to access institutional credit easily. It aims to uplift the agricultural sector by making affordable credit accessible to farmers, thus boosting agricultural productivity and supporting rural development.
In conclusion, the KCC scheme in India provides farmers with the advantage of accessing credit through a convenient and flexible system. It helps in increasing agricultural production, improving farmers’ income, and promoting overall rural growth.